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Adam and Tim are on their own this week, diving into the topics of lending changes for 2024 and Twin Cities politics. 

Tim shares plenty of new lending guidelines for the upcoming year, many of which will have a direct impact on local investors. Conventional and FHA loan limits have risen to the point where no 2-4 unit househacker should have trouble staying under the max – a problem we use to run into more frequently. The ability to use boarder payments as qualifying income will also make investing more accessible to those renting out rooms. 

St Paul rent control finds its way into this episode as well – building permits are down, landlords are confused, rent is going up – what is actually going on?? 

Here is a link to the official city rules: https://www.stpaul.gov/departments/safety-inspections/rent-buy-sell-property/rent-stabilization

If you still aren’t clear on a rule, call the city! They have been helpful every time we’ve contacted them for specifics.

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